Services to Address Your Life’s Priorities

Retirement Planning

Is it time to make “work optional“?

A place in your future where work is optional – you have enough to do what you want – when you want- on your own terms. It’s different for every person. A successful retirement is the primary goal of many financial plans, but pursuing that goal can be difficult because there are so many things to consider. You may only have one chance to make the right decisions regarding Social Security, Medicare, your 401(k) or 403(b) plan, pension, IRAs, Roth IRAs and annuities – just to name a few.

Whether you’re still saving money and growing your nest egg, deciding whether you have enough to retire now, or trying to protect what you’ve accumulated and translate your investments into a steady retirement income, our team can help you develop a retirement strategy that coordinates all the pieces of the puzzle and maximizes your chances of success.

Financial Planning

Our best clients realize that true financial independence involves more than a well-constructed investment portfolio. Financial planning helps you identify a path that allows you to enjoy life in the present and accumulate wealth so you can live comfortably in the future. In other words – fund your current and future lifestyle.

Our team will help you understand how the decisions you make today impact your long-term goals. We work closely with you to discover your challenges and opportunities, so we can identify the right tools for your situation. Whether you need to optimize your current cash flow, plan for the education of your children or grandchildren, assess your insurance needs, plan for retirement, build your investment portfolio, manage your tax liability, or plan for the needs of future generations, we help you find the right path and stay on course.

Investment Management

The investment portfolios we build for our clients rely on the proven principles of asset allocation and diversification. We add value by maintaining discipline, avoiding unnecessary risks, tax efficiency and minimizing fees, not with speculation or chasing short-term trends. Asset allocation and diversification do not guarantee a profit nor protect against loss.

Risk Management & Wealth Preservation

A sound financial plan should protect your family from the unexpected. Accidents, illnesses and disabilities are always difficult to endure. Such tragedies can also create financial turmoil when emotional stress is already high. Our team can identify potential risks to your family’s financial independence and help you take the steps necessary to ensure that a tragedy does not also bring undue financial hardship.

Income Tax Planning

We are sensitive to the tax issues associated with financial planning and investment management, because no one wants to pay more taxes than necessary. The way you generate income, including the sources and timing of your distributions, can have a substantial impact on the viability of your retirement. That’s why we work closely with you and your other trusted advisors – accountants or tax attorneys – to make sure things are handled in the most tax-efficient manner.

Estate Planning & Wealth Transfer

Whether it’s providing income for a spouse, educating children or grandchildren, or leaving money to your favorite charity, proper estate planning helps ensure that the wealth you’ve accumulated over your lifetime is preserved and used for the purposes you intend. A well-designed estate plan can provide for your heirs, while also streamlining estate administration and minimizing taxes.

Private Client Services

One of the most important decisions in estate planning is who to name as trustee. While a critical decision, choosing a Trustee is often given less thought than the structure of the plan or the choice of drafting attorney. Even the best drafted document will fail to achieve your goals if the Trustee selected fails to carry out their role properly. You’ve worked hard to achieve your financial goals and your family deserves the counsel of an objective professional with proven expertise.

Carson Partners Private Trust, a Trust Representative Office of National Advisors Trust Company, the nation’s largest federally chartered advisor owned independent trust company, can provide your family with professional guidance for multiple generations.